Private Health Services Plan

For the self-employed and business owners a Private Health Services Plan (PHSP) is an excellent alternative or enhancement to traditional health care coverage. Based on federal legislation, we offer coverage that is an inexpensive and uncomplicated means of handling health related expenses without paying insurance premiums.

The purpose of these plans is to enable employers to provide a non-taxable benefit to employees while deducting these expenses from their business income. As a business owner, health care expenses can be paid with pre-tax dollars through your company, creating a legitimate deduction. 100% of out-of-pocket health/dental costs are reimbursed on a tax-free basis.